:root{--navy: #1A385C;--navy-d: #112540;--navy-l: #2a4f7f;--orange: #E8700A;--orange-d: #C55E08;--gray-1: #F5F7FA;--gray-2: #E8ECF1;--gray-3: #B0BEC5;--text: #1a2332;--text-s: #546878;--white: #ffffff;--radius: 12px;--shadow: 0 4px 24px rgba(26,56,92,.1);--shadow-lg: 0 8px 40px rgba(26,56,92,.18);--transition: .25s ease;--green: #16a34a;--red: #dc2626}.lg-container{max-width:1160px;margin:0 auto;padding:0 24px}.lg-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;border-radius:8px;font-weight:700;font-size:.95rem;cursor:pointer;border:2px solid transparent;transition:var(--transition)}.lg-btn--primary{background:var(--orange);color:var(--white);border-color:var(--orange)}.lg-btn--primary:hover{background:var(--orange-d);border-color:var(--orange-d)}.lg-btn--outline{background:transparent;color:var(--navy);border-color:var(--navy)}.lg-btn--outline:hover{background:var(--navy);color:var(--white)}.lg-btn--white{background:var(--white);color:var(--navy);border-color:var(--white)}.lg-btn--ghost{background:transparent;color:var(--white);border-color:#ffffff80}.lg-btn--ghost:hover{background:#ffffff1f}.lg-tag{display:inline-flex;align-items:center;gap:6px;padding:4px 12px;border-radius:20px;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.lg-tag--orange{background:#e8700a26;color:var(--orange-d)}.lg-legal-hero{background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy-l) 100%);padding:144px 0 56px;color:var(--white);position:relative;overflow:hidden}.lg-legal-hero:after{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border-radius:50%;border:50px solid rgba(255,255,255,.04);pointer-events:none}.lg-legal-hero-inner{position:relative;z-index:1}.lg-legal-breadcrumb{font-size:.8rem;color:#ffffff8c;margin-bottom:20px;display:flex;align-items:center;gap:8px}.lg-legal-breadcrumb a{color:var(--orange)}.lg-legal-breadcrumb span{color:#ffffff4d}.lg-legal-hero h1{font-size:clamp(1.8rem,3.5vw,2.8rem);font-weight:900;line-height:1.15;margin-bottom:16px}.lg-legal-hero h1 em{color:var(--orange);font-style:normal}.lg-legal-hero-meta{display:flex;flex-wrap:wrap;gap:20px;align-items:center;margin-top:24px}.lg-legal-meta-item{display:flex;align-items:center;gap:8px;font-size:.84rem;color:#ffffffa6}.lg-legal-meta-item svg{color:var(--orange)}.lg-legal-layout{display:grid;grid-template-columns:260px 1fr;gap:48px;align-items:start;padding:60px 0 80px}@media(max-width:960px){.lg-legal-layout{grid-template-columns:1fr}}.lg-toc{position:sticky;top:88px;background:var(--white);border:1.5px solid var(--gray-2);border-radius:var(--radius);padding:24px}.lg-toc-title{font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--orange);margin-bottom:16px}.lg-toc-list{list-style:none;display:flex;flex-direction:column;gap:2px}.lg-toc-list a{display:flex;align-items:center;gap:8px;padding:7px 10px;border-radius:8px;font-size:.83rem;color:var(--text-s);font-weight:500;transition:var(--transition)}.lg-toc-list a:hover{background:var(--gray-1);color:var(--navy)}.lg-toc-list a.lg-active{background:#e8700a1a;color:var(--orange-d);font-weight:700}.lg-toc-num{font-size:.72rem;font-weight:800;color:var(--gray-3);min-width:18px}.lg-key-points{background:linear-gradient(135deg,#1a385c0a,#1a385c14);border:1.5px solid rgba(26,56,92,.12);border-radius:var(--radius);padding:28px 32px;margin-bottom:48px}.lg-key-points-title{font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--navy);margin-bottom:20px;display:flex;align-items:center;gap:8px}.lg-key-points-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:600px){.lg-key-points-grid{grid-template-columns:1fr}}.lg-key-point{display:flex;align-items:flex-start;gap:10px}.lg-key-point svg{color:var(--orange);flex-shrink:0;margin-top:2px}.lg-key-point p{font-size:.85rem;color:var(--text-s);line-height:1.5}.lg-key-point strong{color:var(--text)}.lg-legal-article{margin-bottom:52px;scroll-margin-top:100px}.lg-article-header{display:flex;align-items:center;gap:16px;margin-bottom:24px;padding-bottom:16px;border-bottom:2px solid var(--gray-2)}.lg-article-icon{width:48px;height:48px;border-radius:12px;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;flex-shrink:0}.lg-article-num{font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--orange)}.lg-article-title{font-size:1.2rem;font-weight:800;color:var(--navy)}.lg-article-body{font-size:.93rem;color:var(--text-s);line-height:1.8}.lg-article-body p{margin-bottom:14px}.lg-article-body p:last-child{margin-bottom:0}.lg-article-body strong{color:var(--text);font-weight:700}.lg-notice{border-radius:10px;padding:16px 20px;margin:20px 0;display:flex;gap:12px;align-items:flex-start;font-size:.88rem;line-height:1.6}.lg-notice--warning{background:#e8700a14;border:1px solid rgba(232,112,10,.25);color:#92400e}.lg-notice--warning svg{color:var(--orange);flex-shrink:0;margin-top:2px}.lg-notice--info{background:#1a385c0f;border:1px solid rgba(26,56,92,.14);color:var(--navy)}.lg-notice--info svg{color:var(--navy);flex-shrink:0;margin-top:2px}.lg-notice--success{background:#16a34a12;border:1px solid rgba(22,163,74,.22);color:#166534}.lg-notice--success svg{color:var(--green);flex-shrink:0;margin-top:2px}.lg-refund-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}@media(max-width:600px){.lg-refund-grid{grid-template-columns:1fr}}.lg-refund-card{border-radius:10px;padding:20px;border:1.5px solid}.lg-refund-card--ok{border-color:#16a34a40;background:#16a34a0d}.lg-refund-card--ko{border-color:#dc262638;background:#dc26260a}.lg-refund-card-title{font-size:.82rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px;display:flex;align-items:center;gap:8px}.lg-refund-card--ok .lg-refund-card-title{color:var(--green)}.lg-refund-card--ko .lg-refund-card-title{color:var(--red)}.lg-refund-card ul{list-style:none;display:flex;flex-direction:column;gap:8px}.lg-refund-card 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